RECORDING A FOREIGN JUDGMENT IN MARYLAND
Did you
know that you can record a judgment from another state in Maryland? Through a
simple procedure a recorded out of state judgment becomes legally enforceable
in Maryland, increasing your options for collection and satisfaction of a
judgment.
To record
a final judgment from another state, you need a
certified copy of the judgment from the jurisdiction where it was
entered. You can then file the certified copy in any county in Maryland, after
giving proper notice to the debtor, and it becomes a valid judgment ripe for
collection here. A final judgment can be recorded in any county. Each county
charges a filing/recording fee.
So, if
you have a foreign judgment from another state when should you think about
recording it in Maryland and in which county? It makes sense to record the
judgment in a county where the debtor lives, works, or has any property or
assets, because you can move to attach them.
What
can you do with a recorded final judgment? It automatically becomes a lien from
the date of entry on the debtor's interest in land located in that county. In
addition, it enables you to do various forms of "discovery," such as
Interrogatories in Aid of Execution or a Deposition, to learn specifics about a
debtor's finances, including attachable assets. It also opens up a variety of
potential collection avenues, including bank account and wage garnishment, and attachment
and sale of property.
The
procedure to record a foreign judgment may be a cost effective option to obtain
payment on a judgment.